T.I.M.E. Triumphant Institute of Management Education
Free mock test Call +91-9103997177
J&K Bank 2026Probationary OfficerBanking Associate

1,397J&K Bank vacancies.The biggest recruitment drive since 2020.

A chance this size does not come every year. Prepare with the team behind 811 J&K Bank selections.

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left to apply. Applications close 26 November 2026.

Take the free mock testComputer based, exactly like the actual exam

J&K Bank selections from T.I.M.E. Jammu in the past 20 years.

They started where you are now.

See some of the students selected
20years of J&K Bank preparation
116+years of combined teaching experience
CBTmocks that match the actual exam
Why this one matters

You waited years for this drive. Don't gamble it.

Look at how rarely J&K Bank opens this many posts.

6 years

since J&K Bank last opened a drive this big.

Age 30

is the upper limit. Wait for the next big drive and you may be past it.

1 exam

decides a Banking Associate post. There is no interview to make up for a bad day.

Coaching is the small cost. A wasted attempt is the big one. That is why where you prepare matters more this year than in any other. Choose the preparation you will not regret.

2020: about 1,500 Banking Associate and 350 PO posts. 2021: 20 PO and 25 Banking Associate. 2026 includes 41 posts in Ladakh. Age relaxations apply as per the official notification.

Our edge

The exam is on a computer. So are our mock tests.

Most students see the real exam screen for the first time on exam day. Ours have already been there. Same screen, same timer, same pressure.

Try it. Answer 3 questions
T.I.M.E. Jammu · J&K Bank mockTime left 02:00
AnsweredNot answeredMarked for reviewNot visited
0/3

That was 3 questions. The real exam has 100 in 60 minutes. See how you do on the full mock.

Take the full mock free

Sample screen to show the format of our computer-based mocks.

  • The real exam screenQuestion palette, section tabs, save and next. Nothing on exam day is new to you.
  • The real clockThe timer runs on screen while you solve. You learn speed under pressure, not just the answers.
  • Your weak section, found earlyEvery mock ends with your score and the section pulling it down, explained by our team.
  • Built by a full-time teamTests and study material are prepared by a professional in-house team, not by faculty in their free time.
On exam day you needPaper testOur mock
Practice on the exam screen
A timer running on screen
Mark for review, jump between questions
Reading and solving on a monitor for 60 minutes
Before you join any institute, ask one question:"Are your mock tests on a computer, in the actual exam format?"
Our results speak for themselves
811

J&K Bank selections in the past 20 years.

From T.I.M.E. Jammu. Selected in J&K Bank and other banking exams, batch after batch.

They started where you are now. Every name on our wall started with a first mock test.

Atul Gupta, selected as J&K Bank Probationary Officer
Atul GuptaJ&K Bank PO
Adarsh Sharma, selected as J&K Bank Probationary Officer
Adarsh SharmaJ&K Bank PO
Sushil Bhat, selected as J&K Bank Probationary Officer
Sushil BhatJ&K Bank PO
Swati Sharma, selected as J&K Bank Probationary Officer
Swati SharmaJ&K Bank PO
Aditya Kumar, selected as J&K Bank Probationary Officer
Aditya KumarJ&K Bank PO

Swipe to see more

And more from our batches

Jyoti Sharma, selected: J&K BPO
Jyoti SharmaJ&K BPO
Kanika Gupta, selected: J&K Bank PO
Kanika GuptaJ&K Bank PO
Sushant Pandotra, selected: J&K BPO
Sushant PandotraJ&K BPO
Sangeeta Sharma, selected: J&K Gramin Bank
Sangeeta SharmaJ&K Gramin Bank
Attinder Singh, selected: J&K BPO
Attinder SinghJ&K BPO
Hitesh Khajuria, selected: J&K BPO
Hitesh KhajuriaJ&K BPO
Mohd. Arif, selected: J&K BPO
Mohd. ArifJ&K BPO
Bhupinder Pal Singh, selected: J&K BPO
Bhupinder Pal SinghJ&K BPO
Ayush Langer, selected: SBI Clerk, J&K Bank PO & Clerk
Ayush LangerSBI Clerk, J&K Bank PO & Clerk
Pavel Sharma, selected: J&K Bank Clerk
Pavel SharmaJ&K Bank Clerk
Uzma Choudhary, selected: RRB Clerk / J&K BPO
Uzma ChoudharyRRB Clerk / J&K BPO
Pranav Sharma, selected: J&K Bank Clerk
Pranav SharmaJ&K Bank Clerk
Tabun, selected: SBI PO / J&K BPO
TabunSBI PO / J&K BPO
Abhishek Angral, selected: J&K Bank PO
Abhishek AngralJ&K Bank PO
Abhishek Sharma, selected: J&K BPO
Abhishek SharmaJ&K BPO
The T.I.M.E. Jammu centre

This is our centreT.I.M.E. Jammu, 22A A/B Gole Market, Gandhi Nagar, Jammu. Near Ganpati Sweets (Nathu).

Open in Google Maps
Who prepares you

The team behind the success of 1000s of students in J&K

The T.I.M.E. Jammu faculty and preparation team for the J&K Bank 2026 exam
116+ yearsof combined teaching experience
  • Faculty who understand the syllabus, not just teach for the sake of teaching.
  • Study material prepared by a professional in-house team, not by faculty members in their free time.
  • Real exam experience in computer-based mock tests, so exam day comes with no surprises.

Meet your faculty

42+YRSLogical ReasoningMr Rajeev Verma, Centre Director

Four decades of cracking puzzles. One of the finest Logical Reasoning teachers in the country.

39+YRSMathsMr Sanjay Verma

The wizard of Maths. You may walk in hating numbers. You will not walk out that way.

25+YRSEnglishMr Rakesh Raina

The English class students actually wait for. Yes, English.

10+YRSGeneral AwarenessMr Nikhil Khullar

Cleared JKAS Prelims and Mains. More than once. General Awareness from someone who has lived it.

4+YRSYour student experienceAryan Verma, Business Development Manager

NMIMS Mumbai alumnus. If anything is not smooth for you, it is his problem, not yours.

Free. No payment

Get your free mock test

Computer based and exactly like the actual exam. See where you stand, then meet our faculty at a live demo class in Jammu.

Enter your name.
Enter a 10-digit mobile number.
  1. WhatsApp opens with your details. Press send.
  2. Take the test on a computer, exactly like the actual exam.
  3. Get your score and weakest section, then join a free demo class.

We use your number only to share the test and batch details.

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What you are playing for

The job, the pay and how you get selected

Total posts, J&K and Ladakh
1,397
1,054 Banking Associate343 PO

1,356 in J&K and 41 in Ladakh. Each UT has its own posts.

Who can apply (same for both posts)

Education
Graduate in any discipline, degree in hand by 26 Nov 2026
Age
20 to 30 as on 1 Jan 2026 (born 1 Jan 1996 to 1 Jan 2006)
Domicile
J&K for J&K posts, Ladakh for Ladakh posts
Apply
7 to 26 Nov 2026 at jkb.bank.in. Exams run by IBPS

Age relaxation: SC/ST 5 years · SEBC 3 years (5 in Ladakh) · PwBD 10 years · former J&K Bank apprentices 1 extra year.

What you take home

Tap a post to see its salary breakdown

Banking Associate · 1,054 posts
about ₹40,000estimated in-hand salary a month, from day one*
Basic pay
₹24,050
Dearness allowance (31.33%)
₹9,798
Special allowance (26.5%)
₹6,373
House rent allowance (10.25%)
₹2,465
Transport allowance
₹850
Gross salary
₹43,536
Pension contribution (NPS)
− ₹3,158
In hand
₹40,378
Basic rises to ₹64,480 6-month probation ₹1 lakh bond

*Our estimate for a new joiner posted in Jammu. The bank states only the basic pay in its notification. We added allowances at the rates banks pay under the current IBA wage settlement: dearness allowance of 31.33% for November 2026 to January 2027, special allowance of 26.5%, house rent and other allowances, less the 10% pension contribution. Actual pay depends on the bank's own rules and your place of posting, and dearness allowance changes every quarter.

Banking Associate or PO? Two posts, two very different routes.

Tap a post to see how you get selected

Banking Associate1 exam1,054 posts · clerical cadre
  1. Online exam100 questions, 100 marks, 60 minutes. Three sections of 20 minutes each.
  2. Document verificationNo Mains. No interview.
  3. AppointmentYour online exam score decides the merit list.
Banking AssociateProbationary Officer
Posts1,0541,033 J&K + 21 Ladakh343323 J&K + 20 Ladakh
What decides selectionOne online examthen document verificationMains + Interviewafter clearing Prelims
Subjects testedEnglish, Quantitative Aptitude, ReasoningThose three, plus Data Analysis, Banking and General Awareness, and essay writing
Estimated in-hand pay at joiningabout ₹40,000a month (basic ₹24,050)about ₹80,000a month (basic ₹48,480)
Probation and bond6 months · ₹1 lakh bond2 years · ₹2 lakh bond
Application fee (plus GST)₹800₹600 for reserved categories₹1,200₹1,000 for reserved categories
PostingAt least 5 years in the zone first allottedAt least 5 years in the zone first allotted

The exam pattern

Tap a paper to see its pattern

SectionQuestionsQsMarksTime
English Language303020 min
Quantitative Aptitude353020 min
Reasoning Ability354020 min
Total10010060 min

The same paper pattern is used for the Banking Associate exam and for PO Prelims.

20 minEach section has its own clock. Time saved in one section cannot be used in another.
− ¼Negative marking. Every wrong answer costs a quarter of that question's marks.
40%Minimum to qualify at each PO stage (35% for reserved categories). The cut-off is then set by competition.

Sectional clocks and negative marking are exactly what you cannot practise on paper. That is why our mocks run on the exam screen.

Eligibility, selection stages and exam pattern are as reported from the bank's notifications of 7 November 2026 by Bankersadda, Testbook and Oliveboard. Exam dates are not announced yet. The official notifications at jkb.bank.in are final on every rule, including pay, bonds, fees, age relaxations and cut-offs.

What we offer

Tell us where you are. See the programme built for you.

Three programmes, in the classroom or hybrid. Two taps to find yours.

1Where are you in your preparation?

2Can you come to the centre every day?

Your programme

Complete course

Every topic taught from zero, then revision, then mocks.

Classroom batch. Every class at our centre in Gandhi Nagar, Jammu.

    Fee, batch dates and timings for this programme

    or call +91-9103997177

    Inside your Student Home Page

    Every student gets an online home page. Your tests, live classes, study material and doubt sessions sit in one place, open whenever you want to study.

    Drag inside the window to look aroundScroll inside the window to explore

    Sectional testsPractice mock testsAll J&K mock testsOnline live classesCurrent affairs capsulesStudy material e-booksLive doubt-solving sessionsWeekly class schedules

    A preview of the Student Home Page for the J&K Bank course. What appears on yours depends on your programme.

    Whichever you pick, this comes with it

    Guaranteed Your syllabus is finished before exam day. That is a guarantee, not a hope.
    Speed, trained on purposeSpeed is the real competitive edge in these exams. We work on it in every class and every test.
    Two kinds of mock testsComputer-based mocks in the actual exam format, and pen-and-paper mocks that we take apart together in class. Topic-wise, sectional and full-length.
    Topic-wiseSectionalFull-length
    With you till the last stageEnd-to-end support. We do not stop after the first exam.
    PrelimsMainsInterview
    Complete, updated study materialOne complete set, updated for what this exam actually asks.
    Mock interviews with a real panelFor PO candidates. Panellists who have both conducted interviews and faced them.
    Cannot come daily? Go hybrid.Attend classes from home. Come to the centre for doubts and mocks.

    Not sure which one fits you?

    Call us. Two minutes on the phone and we will tell you honestly which programme you need, what it costs and when it starts. Asking costs nothing.

    Call +91-9103997177
    In their words

    What students say

    Maths
    Maths was honestly my weakest section when I joined, but Sanjay sir explains even difficult concepts in a very simple way. He focuses on building the basics first and then gradually takes the difficulty level up. The practice questions and mock tests are also quite helpful in understanding where you stand. Overall, a really good learning experience.
    Ragini Bali
    Maths and Reasoning
    Honestly coaching join karne ke baad preparation mein kaafi structure aaya hai. Sanjay sir maths aur Rajeev sir reasoning bahut achhe se padhate hain. Regular classes, practice questions aur mocks ki wajah se consistency bani rehti hai. Faculty bhi kaafi cooperative hai. Good experience overall!
    Siddharth Gupta
    Reasoning
    Classes ka experience kaafi acha raha hai. Rajeev sir reasoning ke concepts bahut easily samjha dete hain, especially puzzles aur seating arrangement. Pehle questions solve karne mein kaafi time lagta tha but ab approach better ho gayi hai. Teachers are approachable and doubts bhi properly clear karte hain.
    Ramandeep Singh
    Mock tests
    One thing I particularly appreciate about T.I.M.E. is the quality of the mock tests. They give you a good idea of the actual exam pattern and help you identify your weak areas. Initially my scores were quite inconsistent, but analysing my mistakes after every mock helped me improve. The faculty is also supportive whenever you get stuck.
    Shivang Mattoo
    Faculty and mocks
    What I like most is that the faculty doesn't just rush through the syllabus. The teachers explain concepts, take questions and encourage students to practise regularly. Nikhil sir's GK sessions and Rakesh sir's English classes have been particularly useful for me. The mock tests also help build exam temperament and time management. Would recommend checking out their classes if you're preparing for JK Bank Exam.
    Ankit Sawhney
    English
    Rakesh sir has a very effective way of teaching English. He explains grammar concepts with proper logic rather than making students memorise rules. His approach to vocabulary, reading comprehension and error detection is particularly helpful. The classes are interactive, and he makes sure students understand the concepts before moving ahead. Definitely one of the better parts of my preparation.
    Vikas Sharma
    General Awareness
    Nikhil sir makes GK much more interesting than just memorising facts from books. He explains the background of topics which makes things easier to remember. The regular coverage and revision are particularly useful. I also like that the classes are structured around the actual exam requirements.
    Sana Bhat

    Swipe to read more

    Questions students ask

    Is the mock test really free?

    Yes. You pay nothing for the test or the demo class.

    Is the mock on a computer or on paper?

    The free mock is on a computer, in the same format as the actual exam, with an on-screen timer and question palette. In our programmes we also run pen-and-paper mocks that are discussed in class.

    I have not applied yet. Can I still join?

    Applications close on 26 November 2026. Apply on the official website first at jkb.bank.in, then take the test.

    The exam date is not out. Should I wait?

    Waiting costs preparation time. The pattern is known, so start now and adjust when dates are announced.

    What is the fee?

    It depends on the programme that suits you. Call +91-9103997177 and we will explain the fee and timings.

    I cannot come to the centre every day. Can I still join?

    Yes. In our hybrid batch you attend classes from home and come to the centre for doubts and mocks.

    Where is the centre?

    22A A/B Gole Market, Gandhi Nagar, Jammu. Near Ganpati Sweets (Nathu). Open in Google Maps for directions.

    One drive. One attempt that counts. Start with the mock.

    Get my free mock test
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